Receivables
Cycle's own card-account ledger — the spine of the credit and charge products. Each row is one cardmember-account: current period activity, billed principal, accrued interest, and outstanding fees. Posting waterfall enforces Reg Z §1026.53. PRD §16, §28.2.
4 cardmember accounts · PRD §16, §28.2preview · seed data
stateaccountproductcurrentprincipalinterestfeesowedavailable
4 accounts · aging by DPD · PRD §16.4preview · seed data
current dpd1$0
1–29 dpd1$184
30–59 dpd1$412
60–89 dpd0$0
90–119 dpd0$0
120+ dpd1$920
off dpd0$0
Acme T&E — corporateacct_01HX5R0
● current0d$0evaluated 2026-05-12Acme — softwareacct_01HX5N1
● past-due11d$184evaluated 2026-05-12Eng team — Brazilacct_01HX5K2
● late-141d$412evaluated 2026-05-12Former contractoracct_01HX5H3
● collections124d$920evaluated 2026-05-12statement stmt_01HX5R0 · 2026-04-01 → 2026-04-30preview · seed data
Opening$14,622.18
Charges$4,422.74
Credits−$600.00
Closing$18,444.92
minimum payment due
$184.45
due
2026-05-25
postedkindmemoamount
2026-04-03charge$1,240.50
2026-04-07charge$320.18
2026-04-14fee$35.00
2026-04-22payment-$600.00
2026-04-30interest$215.40
Reg Z §1026.7(b) disclosures
Purchase APR 22.99% · cash-advance APR 29.99% · penalty APR 29.99%ADB $15,225.61 · dpr 0.06% · cycle 30d
content sha256 4e9d6cad7e9b1a02…
2 billing-error disputes · Reg Z §1026.13preview · seed data